General Information and Disclaimer

Last updated: [12 February 2026]

• General information only

The information on this website is general in nature

and does not take into account your personal objectives, financial situation or needs.

Nothing on this site is intended to be personal advice or a specific recommendation. Before acting on any information, you should consider whether it is appropriate for your circumstances and, where necessary, seek professional advice.

• No guarantee of approval or outcome

Any examples, scenarios or figures used on this website are illustrative only.

They:

• Do not represent a quote or loan offer
• Do not guarantee that a lender will approve any application
• May not reflect your actual borrowing capacity, repayments or costs

Lenders make their own decisions based on their policies, criteria and assessment of your individual situation. Loan approval is always at the discretion of the lender.

3. Tools, calculators and quizzes

Our tools, calculators and quizzes (including any borrowing power estimators, qualification forms or online checks) are designed as general guides only. They:

• Are based on assumptions which may not match your situation or future conditions
• Do not constitute a loan offer, loan approval or pre-approval
• Should not be relied on as the sole basis for making decisions

The results are indicative only. The actual amounts, products or terms a lender may offer you can be different from any results shown by our tools.

For advice based on your full circumstances, please contact us directly.

4. Information may change

We make reasonable efforts to ensure that information on this website is accurate and up to date. However, things can change, including:

• Interest rates and product features
• Lender policies and credit criteria
• Government schemes, grants and guarantees

Because of this, we cannot guarantee that all information is current, complete or free from errors. You should always confirm key details before making decisions.

5. Third-party websites and links

Our website may contain links to third-party websites, tools or resources. These are provided for convenience only.

We:

• Do not control and are not responsible for the content, accuracy or privacy practices of third-party sites
• Do not endorse or approve any third-party products, services or information by including a link

You use third-party websites at your own risk.

6. Limitation of liability

To the maximum extent permitted by law, First Home Loan Co and its representatives are not liable for any loss, damage, cost or expense arising directly or indirectly from:

• Your use of, or reliance on, any information on this website
• Your use of our tools, calculators, quizzes or resources
• Any errors, omissions or changes in information

Nothing in this disclaimer limits any rights or remedies that cannot be excluded under applicable law.

7. Talk to us

If you have questions about how the information on this website may apply to you, the best step is to talk to us directly.

You can contact us via our book appointment page or using the details provided there.