Latest Articles from First Home Loan Co

Featured Articles

28th October 2026

Everything You Need to Know About Investment Loans

A practical guide for Parkdale residents looking to build wealth through property investment, covering loan features, deposit requirements, and local opportunities.

26th October 2026

Common Mistakes with Home Loan Pre-approval in Sandringham

What pre-approval actually covers, how long it lasts, and why getting it right matters before you start looking at properties.

21st October 2026

Avoid These 7 Construction Loan Risks

Building in Cheltenham comes with risks most buyers don't spot until it's too late. Here's what to watch for before you sign.

19th October 2026

How to Use a Redraw Facility on Your Home Loan

A redraw facility can give you flexible access to extra repayments you've made, but understanding when and how to use it matters for Mentone homeowners.

Investment Loans

28th October 2026

Everything You Need to Know About Investment Loans

A practical guide for Parkdale residents looking to build wealth through property investment, covering loan features, deposit requirements, and local opportunities.

23rd September 2026

Everything you need to know about Fixed Rate Investment Loan Fees

Understanding the upfront and ongoing costs that come with fixing an investment property loan, and how to compare them properly.

Home Loans

26th October 2026

Common Mistakes with Home Loan Pre-approval in Sandringham

What pre-approval actually covers, how long it lasts, and why getting it right matters before you start looking at properties.

19th October 2026

How to Use a Redraw Facility on Your Home Loan

A redraw facility can give you flexible access to extra repayments you've made, but understanding when and how to use it matters for Mentone homeowners.

5th October 2026

Top Strategies to Compare Home Loans in Sandringham

How to compare home loan features, rates and lender options when buying property in one of Melbourne's bayside suburbs

30th September 2026

Top Strategies to Buy a Two Bedroom Home in Mentone

How to structure your home loan when you're buying a two bedroom property in one of Melbourne's most tightly held bayside suburbs.

21st September 2026

What Are the Steps in Buying a Home in Parkdale

A practical guide to the home buying process for Parkdale residents, from your first broker chat to settlement day.

16th September 2026

Simple hacks to understand the home buying process

Walk through the home buying process with confidence using practical steps that prepare you for decisions before you make them.

14th September 2026

Simple hacks to decide between renting and buying in Sandringham

Work out whether it's time to buy or whether renting still makes sense, based on what's happening in your own finances right now.

9th September 2026

How to Get a Home Loan When You're Self-Employed

A practical guide to home loan applications for self-employed borrowers in Mentone, covering income verification, deposit requirements, and lender options.

24th August 2026

What Are Rate Lock-ins and Break Costs on Home Loans?

How fixed rate break costs are calculated, what triggers them, and when switching loans might still save you money despite the penalty.

24th August 2026

Beginner's guide to home loan documentation

What lenders actually need to see, how to prepare it without the back-and-forth, and what to do when your situation doesn't fit the standard checklist.

24th August 2026

Proven tips to pick the right home loan features

Not every mortgage feature saves you money or time. Focus on what actually suits how you live and what you're planning next.

24th August 2026

Fixed Rate Loans and How to Pick the Right Term

From your first home to retirement, the ideal fixed rate period changes as your income, flexibility needs, and financial priorities shift through life.

Construction Loans

21st October 2026

Avoid These 7 Construction Loan Risks

Building in Cheltenham comes with risks most buyers don't spot until it's too late. Here's what to watch for before you sign.

14th October 2026

Everything You Need to Know About Construction Loan Management

How progress payments, draw schedules, and builder inspections work when you're building a new home in Beaumaris

12th October 2026

The easiest way to understand construction loan features

How construction finance works differently from standard home loans, from progressive drawdowns to interest calculations and what actually happens at each stage.

Refinancing

7th September 2026

What Are the Documents for Refinancing a Home Loan?

A practical guide to the paperwork lenders need when you refinance, written for Parkdale homeowners who want to be ready before they apply.

2nd September 2026

Understanding the basics of refinancing multiple properties

When you own more than one property, refinancing can unlock lower rates and release equity, but the process works differently than refinancing a single home loan.

First Home Buyers

27th August 2026

Top tips to prepare your first home loan application

A practical guide to grants, stamp duty concessions and deposit options for first home buyers in Sandringham and surrounds

25th August 2026

Latest Articles from First Home Loan Co

Check out the latest blog posts from First Home Loan Co

Featured Articles

Everything You Need to Know About Investment Loans

A practical guide for Parkdale residents looking to build wealth through property investment, covering loan features, deposit requirements, and local opportunities.

Common Mistakes with Home Loan Pre-approval in Sandringham

What pre-approval actually covers, how long it lasts, and why getting it right matters before you start looking at properties.

Avoid These 7 Construction Loan Risks

Building in Cheltenham comes with risks most buyers don't spot until it's too late. Here's what to watch for before you sign.

How to Use a Redraw Facility on Your Home Loan

A redraw facility can give you flexible access to extra repayments you've made, but understanding when and how to use it matters for Mentone homeowners.

Investment Loans

Everything You Need to Know About Investment Loans

A practical guide for Parkdale residents looking to build wealth through property investment, covering loan features, deposit requirements, and local opportunities.

Everything you need to know about Fixed Rate Investment Loan Fees

Understanding the upfront and ongoing costs that come with fixing an investment property loan, and how to compare them properly.

Home Loans

Common Mistakes with Home Loan Pre-approval in Sandringham

What pre-approval actually covers, how long it lasts, and why getting it right matters before you start looking at properties.

How to Use a Redraw Facility on Your Home Loan

A redraw facility can give you flexible access to extra repayments you've made, but understanding when and how to use it matters for Mentone homeowners.

Top Strategies to Compare Home Loans in Sandringham

How to compare home loan features, rates and lender options when buying property in one of Melbourne's bayside suburbs

Top Strategies to Buy a Two Bedroom Home in Mentone

How to structure your home loan when you're buying a two bedroom property in one of Melbourne's most tightly held bayside suburbs.

What Are the Steps in Buying a Home in Parkdale

A practical guide to the home buying process for Parkdale residents, from your first broker chat to settlement day.

Simple hacks to understand the home buying process

Walk through the home buying process with confidence using practical steps that prepare you for decisions before you make them.

Simple hacks to decide between renting and buying in Sandringham

Work out whether it's time to buy or whether renting still makes sense, based on what's happening in your own finances right now.

How to Get a Home Loan When You're Self-Employed

A practical guide to home loan applications for self-employed borrowers in Mentone, covering income verification, deposit requirements, and lender options.

What Are Rate Lock-ins and Break Costs on Home Loans?

How fixed rate break costs are calculated, what triggers them, and when switching loans might still save you money despite the penalty.

Beginner's guide to home loan documentation

What lenders actually need to see, how to prepare it without the back-and-forth, and what to do when your situation doesn't fit the standard checklist.

Proven tips to pick the right home loan features

Not every mortgage feature saves you money or time. Focus on what actually suits how you live and what you're planning next.

Fixed Rate Loans and How to Pick the Right Term

From your first home to retirement, the ideal fixed rate period changes as your income, flexibility needs, and financial priorities shift through life.

Construction Loans

Avoid These 7 Construction Loan Risks

Building in Cheltenham comes with risks most buyers don't spot until it's too late. Here's what to watch for before you sign.

Everything You Need to Know About Construction Loan Management

How progress payments, draw schedules, and builder inspections work when you're building a new home in Beaumaris

The easiest way to understand construction loan features

How construction finance works differently from standard home loans, from progressive drawdowns to interest calculations and what actually happens at each stage.

Refinancing

What Are the Documents for Refinancing a Home Loan?

A practical guide to the paperwork lenders need when you refinance, written for Parkdale homeowners who want to be ready before they apply.

Understanding the basics of refinancing multiple properties

When you own more than one property, refinancing can unlock lower rates and release equity, but the process works differently than refinancing a single home loan.

First Home Buyers

Top tips to prepare your first home loan application

A practical guide to grants, stamp duty concessions and deposit options for first home buyers in Sandringham and surrounds

Top Strategies to Buy a Two Bedroom in Parkdale

What to know about deposits, loan options and stamp duty concessions when you're buying your first two bedroom property in Parkdale.

Recent Articles

Smart ways to approach investment loans in Beaumaris

Everything you need to know about borrowing for an investment property on the Bayside, from deposit requirements to setting up your loan structure.

What Are Refinancing Rates for First-Time Buyers?

If you bought your first property a few years back, you might be paying more than you need to on your home loan right now.

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